OUR BUSINESS LINES
Payments, media and technology under one holding
AFFHUB HOLDING operates three complementary divisions, each with dedicated brands and a specialised team across Spain, Italy, Poland, Mexico and Estonia.
Payment Services
Gateway services, multi-acquirer orchestration and chargeback & fraud prevention built for high-risk merchants.

High-risk merchant acquiring
Gateway and multi-acquirer orchestration with a dedicated agent assigned to every merchant.
Business model: Acquiring consulting + payment method integration

Chargeback & fraud prevention
Unified chargeback platform that reduces disputes and fraud by up to 99%.
Business model: SaaS subscription + prevention tooling
Affiliate Marketing
Our own affiliate network generating qualified traffic across the consumer credit and debt sectors.

Consumer-credit affiliate network
Pan-European network linking publishers with exclusive lenders at top market payouts.
Business model: CPA / revenue share on qualified leads
Micro-loans affiliate
The highest-performing micro-loans affiliate in Spain, connected to 50+ licensed lenders.
Business model: Lead brokering to licensed lenders

Debt relief & recovery leads
Spain's number one debt-relief lead generator, connecting consumers with trusted liquidators.
Business model: Debt-reduction plan referrals + lead generation
Consumer debt aid association
Spanish Association for Debtor Aid, defending over-indebted consumers and autónomos.
Business model: Non-profit association + membership advisory

Financial scoring (positive credit data)
A new scoring standard that shows what traditional credit files do not.
Business model: B2B scoring API / subscription
Technology Solutions
Exclusive European distributor and expert consultants for the full Verifytech product suite.

Identity & onboarding technology
Exclusive European distributor of tailored software for the consumer credit and debt sectors, with GDPR and LOPD-compliant KYC and onboarding.
Business model: Exclusive distribution + implementation consulting
INCLUDED IN THE VERIFYTECH SUITE
