OUR BUSINESS LINES

Payments, media and technology under one holding

AFFHUB HOLDING operates three complementary divisions, each with dedicated brands and a specialised team across Spain, Italy, Poland, Mexico and Estonia.

01PAYMENT SERVICE PROVIDER

Payment Services

Gateway services, multi-acquirer orchestration and chargeback & fraud prevention built for high-risk merchants.

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MerchanPay

High-risk merchant acquiring

Gateway and multi-acquirer orchestration with a dedicated agent assigned to every merchant.

Business model: Acquiring consulting + payment method integration

Annual revenue
~€8M
Leads / traffic
High-risk merchant portfolio
Since
Since 2019
🇪🇸ES🇲🇽MX🇵🇱PL🇪🇪EE
ChargebacksPay

Chargeback & fraud prevention

Unified chargeback platform that reduces disputes and fraud by up to 99%.

Business model: SaaS subscription + prevention tooling

Annual revenue
~€3M
Leads / traffic
2M+ transactions monitored / month
Since
Since 2020
🇪🇸ES🇮🇹IT🇵🇱PL🇪🇪EE
02AFFILIATE NETWORK

Affiliate Marketing

Our own affiliate network generating qualified traffic across the consumer credit and debt sectors.

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Leadfy

Consumer-credit affiliate network

Pan-European network linking publishers with exclusive lenders at top market payouts.

Business model: CPA / revenue share on qualified leads

Annual revenue
~€12M
Leads / traffic
500,000+ leads / month
Since
Since 2018
🇪🇸ES🇮🇹IT🇵🇱PL
Creditus

Micro-loans affiliate

The highest-performing micro-loans affiliate in Spain, connected to 50+ licensed lenders.

Business model: Lead brokering to licensed lenders

Annual revenue
~€6M
Leads / traffic
100,000+ completed forms / month
Since
Since 2019
🇪🇸ES🇲🇽MX
Canal Deuda

Debt relief & recovery leads

Spain's number one debt-relief lead generator, connecting consumers with trusted liquidators.

Business model: Debt-reduction plan referrals + lead generation

Annual revenue
~€4M
Leads / traffic
+€150M exonerated · €50M placed
Since
Since 2017
🇪🇸ES
ASEAD

Consumer debt aid association

Spanish Association for Debtor Aid, defending over-indebted consumers and autónomos.

Business model: Non-profit association + membership advisory

Annual revenue
Non-profit
Leads / traffic
+€150M exonerated · €50M placed
Since
Since 2021
🇪🇸ES
Valuame

Financial scoring (positive credit data)

A new scoring standard that shows what traditional credit files do not.

Business model: B2B scoring API / subscription

Annual revenue
Launch
Leads / traffic
Positive credit data scoring
Since
New (2026)
🇪🇸ES
03TECHNOLOGY DISTRIBUTOR

Technology Solutions

Exclusive European distributor and expert consultants for the full Verifytech product suite.

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Verifytech

Identity & onboarding technology

Exclusive European distributor of tailored software for the consumer credit and debt sectors, with GDPR and LOPD-compliant KYC and onboarding.

Business model: Exclusive distribution + implementation consulting

Annual revenue
~€5M
Leads / traffic
KYC & onboarding for regulated merchants
Since
Distributor since 2021
🇪🇸ES🇮🇹IT🇵🇱PL🇪🇪EE

INCLUDED IN THE VERIFYTECH SUITE

My CRM · Customer relationship managementMy Ping · Communications & messagingMy Analytics · Reporting & analyticsFeecharger · Fee & billing managementWappo · WhatsApp operationsVrify · Verification & validation